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SME CYBER INSURANCE

It is virtually impossible for any business to function without connecting to the world wide web. Add to this, the reality that most adults and children walk around with a constantly-connected, super computer in their pockets and you’ve got a veritable hotbed of opportunities for cyber criminals. The commercialisation of cyber crime, has dramatically increased …

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DIRECTORS AND PERSONAL LIABILITY: THE LITTLE-KNOWN SECTION WAITING IN AMBUSH

Since the “new” 2008 Companies Act came into effect in 2011, directors and other company officers have had to shoulder a raft of additional responsibilities and risks, amongst them a significantly increased risk of personal liability.  Consider for example the little-known section 218(2) which waits in ambush for the unwary in the “Miscellaneous Matters” section …

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